A Saginaw homeowner lost his manufacturing job after 18 years. He fell three months behind on his mortgage — about $4,200 in missed payments — and received a foreclosure notice. Michigan's non-judicial process meant the sheriff's sale was already scheduled. He called us with 7 days until the sale date.
We evaluated the property within 24 hours, presented a fair cash offer, and initiated an emergency closing. Our title company coordinated with the lender's foreclosure attorney to ensure the sale proceeds satisfied the mortgage before the auction. The homeowner received the remaining equity — about $34,000 — at closing.
Closed in 7 days — the day before the sheriff's sale. No foreclosure on the credit report. Walked away with $34,000 in cash.
Don't wait. The biggest mistake foreclosure sellers make is waiting too long. At 7 days out, we barely had time. At 30 days out, it would have been much less stressful. Michigan's non-judicial process moves fast — act the moment you know you can't catch up.
We can close in as little as 7 days. Time is critical.
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